5 C's of Credit

This workshop will cover what a lender will be evaluating on a credit application and what each term means in general. The presenter will explain some "hiccups" that come up and how they are viewed by lenders and what can be done to fix them. A simple cash flow analysis sample will show how lenders determine capacity. The workshop goal is for each participant to know how to assess their own credit risk and therefore how to approach a lender.